Loan Rates

APR is Annual Percentage Rate 

Autos Loans: New, Used and Refinanced

New / Used Autos financed at NADA Retail/MSRP

Type Term APR Apply Now
New, Used or Refi 0 to 36 months starting at 1.79% Apply
New, Used or Refi 37 to 78 months starting at 1.99% Apply
New, Used or Refi 79 to 84 months starting at 4.24% Apply

$20,000 minimum loan amount for 72 months +
The rate and term may vary depending on each individuals credit history and underwriting factors.

Home Equity Loans 

Type Term APR
2nd Mortgage &
Home Equity/ Improvement

(closed end/fixed rate)
70% loan to value 
3 year max
Rates as low as 5.75%
 
80% loan to value 
3 year max
Rates as low as 6.00%
 
Super Six
Home Equity Line of Credit
80% loan to value
(max. $100,000)
Rates as low as 3.00%
  90% loan to value
(max. $75,000)
Prime + 1%

Up to 80% of appraised value or purchase price whichever is less. Loan terms up to 10 years available.  Quoted rates subject to change daily. Contact a Orion representative online or call (901) 385-5200 or (800) 532-9025 for the most current rates.

Consumer Loans

Type Term APR Apply Now
Line of Credit revolving starting at 8.99% Apply
Personal max. 60 mo. starting at 8.99% Apply
Share Secured (Share 00)   current dividend rate + 3% Apply

Rates and terms are subject to change. Loan rates, terms and down payment requirements are subject to individual credit approval and requested financing amount. The rate you pay is based on your credit history. The rate and term may vary depending on each individual s credit history and underwriting factors.

Recreational Loans: Boats, RVs, 4-Wheelers & Dirt Bikes

Type Term APR Apply Now
All 0 to 36 months starting at 4.75% Apply
All 37 to 84 months starting at 5.25% Apply
Boat/RV Only 85 to 120 months starting at 5.25% Apply
Boat/RV Only 121 to 144 months starting at 5.75% Apply

$1-$29,999 Borrowed requires 5% down-payment; $30,000+ requires 10% down-payment. The rate and term may vary depending on each individual's credit history and underwriting factors.

 

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Rates Effective as of:

November 15, 2013

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