Great Rates - Orion FCU

4% CHECKING, REALLY?

Yes! Orion believes your checking account should pay YOU!

With 4% APY Premium Checking, you can earn more than $1,000 a year in interest and also get:

  • Out-of-network ATM fee reimbursement
  • Free bill pay, free checks and online and mobile banking

Earn 4% APY interest, with two simple steps each
month:

  • Make electronic deposits that total at least $500
  • Complete 8 signature-based card transactions
  • It's easy! When using your card, choose the credit option
    and bypass using your PIN.

REDEFINING QUALITY PRODUCTS

It’s easy and profitable to have all your banking services with Orion.

Memberships have great benefits such as:

HOW MAY WE HELP YOU?

Call 1-800-532-9025 or fill out the form below so we can tell you more!

About Orion

Founded in Memphis in 1957, Orion Federal Credit Union has grown to become one of the largest credit unions in the Mid-South with more than 70,000 members and $800 million in assets. Orion recently expanded to Little Rock, Arkansas, and offers a full spectrum of banking options ranging from savings and checking accounts to home, auto, commercial and personal loans.

Premium Interest Rules: (1) No minimum to earn 4% Annual Percentage Yield (APY). (2) 0.05% APY on portion of balance over $30,000. Consumer accounts only. One account per individual member. Premium Perks: (1) Premium Interest, (2) ATM Fee Reimbursement, and (3) Waiver of the $5 monthly fee. To receive the Premium Perks, you must meet the Premium Perks Qualifiers on your Premium Checking account for the applicable month. Premium Perks Qualifiers: (1) Deposit at least $500 electronically (direct deposit, ATM deposit, or transfer from another institution) and (2) Perform at least 8 signature-based debit card transactions. ATM Fee Reimbursement rules: (1) There are no fees for using your Orion card at an Orion-owned ATM (2) Qualifying Fees are fees charged by the owner of a non-Orion ATM that are less than $10.00 per transaction for any of the following transactions: Withdrawal of at least $10.00, Balance inquiry, or Balance transfer. (Remember that you may make balance inquiries and transfers instantly from our mobile app for free). Orion will reimburse Qualifying Fees totaling up to $10.00. Orion will waive the fees Orion normally charges for “Withdrawals, Transfers, or Balance Inquiries at non-Orion ATMs” without reducing your $10.00 limit. ATM Fee Reimbursement will be applied on the last day of each month. Account must be open at time of reimbursement. Please save your receipt to resolve any discrepancies. When you do not meet the Premium Perks Qualifiers, you will incur a $5 monthly fee and receive 0.05% APY on your entire balance. 1% Premium Business Checking: No minimum to earn 1% APY. 1.00% APY for balances up to $100,000 (or more under certain conditions). Checking balances over $100,000 earn 0.00% APY. CD Products: Early withdrawal penalties may apply. All Loan Products: Loans are subject to credit approval and other underwriting criteria, and may change without notice. Certain restrictions apply. All Accounts: APY and APR accurate as of 8.1.2019 and is subject to change after account opening. Fees may reduce earnings. Insured by NCUA. Equal Housing Lender. Conditions apply—see OrionFCU.com.