Start at Orion.

With five different savings options, it’s easy – and profitable – to save your money at Orion.

  • Primary Share Account: Low deposit requirements.
  • Money Market Account: Low deposit and balance requirements, generous dividends and no early withdrawal penalty.
  • Christmas Club Account: No minimum balance required, earns dividends and builds savings throughout the year to prepare for the holiday season.
  • Share Certificates: Earn higher dividends, guaranteed rate of return and use as collateral for low-interest loans.
  • IRAs: Build savings for a comfortable future or special event, take advantage of affordable minimum balance requirements and save on taxes with potentially tax-deductible contributions

For satisfaction and peace of mind, compare your dividend earnings from Orion FCU to other financial institutions. Then use our online Financial Calculators to plan your savings strategy.

Click here for current rates »

Rates are subject to change daily and may be based on deposit balances


Primary Share Accounts

More time, better dividends.

With a Primary Share account at Orion, members earn dividends on balances of $100 or more. Your account can be used as collateral for low-interest loans and you’ll also receive limited overdraft protection for your Orion checking account.

Become a member and apply, then all you’ll need is a minimum deposit of $25 to open your account. Once your account is opened, you’ll enjoy the following accessibility features:

  • Deposits via payroll deduction.
  • Direct deposit from your employer, Social Security or retirement plan.
  • Withdrawals by telephone via FAST LINE 24 and at Orion branches.

Click here for current rates »

Rates are subject to change daily and may be based on deposit balances


Christmas Club Accounts

Start saving now for the holidays.

Build savings throughout the year for holiday expenses with an easy-to-open Christmas Club account. There’s no minimum balance required and members earn dividends to increase their savings. You’ll also have the convenience of automatic transfers or checks mailed for the entire sum.

Click here for current rates »


Share Certificate Accounts

Guaranteed returns with minimum investment.

As just one of our special services, here’s what you can expect from Orion’s Share Certificate Accounts:

  • Affordable $500 minimum investment.
  • Certificates earn higher dividends than share savings.
  • Guaranteed rate of return for the term.
  • Choose to have dividends automatically credited to your certificate’s principal, transferred to another Orion account or mailed to you by check.
  • Automatically renewed for your convenience at the end of the term for a like term at the current rate.
  • Can be used as collateral for low-interest loans for the length of the certificate.

Click here for current rates »

Note: Share Certificates closed before maturity are subject to early withdrawal penalties.



Higher returns with no maintenance fees.

If you’re considering investing in IRA and IRA Share Certificate Accounts with Orion, here’s what to expect:

  • $500 minimum balance required for IRA Share Certificates.
  • Roth, traditional IRAs and Coverdell Education Savings Account Share Accounts available.
  • Save on taxes with possible tax-deductible contributions.
  • Build savings for a comfortable future or important event.
  • No maintenance fees charged.
  • Deposits are insured to $250,000.
  • Certificates earn higher dividends than share savings.

There are specific guidelines for contributions and distributions of IRA funds. Please contact our IRA department for more information at (901) 385-5200 or (800) 532-9025.

Click here for current rates »

























© 2014 ORION FCU. We respect your privacy / confidentiality. Please read our Disclaimer & Terms of Use. ORION FCU will never initiate a request for personal information via e-mail, telephone, or text message.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the U.S. Government. National Credit Union Administration, a U.S. Government Agency.

Verified by VISA
MasterCard SecureCode
Equal Housing Lender
Equal Housing Opportunity
Equal Housing Lender