15

Share Certificates

  • Affordable $500 minimum investment
  • Guaranteed rate of return for the term
  • Can be used as collateral for low-interest loans for the length of the certificate

Standard Certificates

Term Months Dividend Rate APY
6 0.5% 0.5%
12 0.65% 0.65%
24 0.8% 0.8%
36 1.05% 1.05%
48 1.44% 1.45%
60 1.83% 1.85%

Traditional/Roth/Educational IRA Certificates

Term Months Dividend Rate APY
12 0.65% 0.65%
24 0.75% 0.75%
36 1.05% 1.05%
60 1.83% 1.85%

Fees may reduce earningsĀ 
Share Certificates closed before maturity are subject to early withdrawal penalties