Share Certificates

  • Affordable $500 minimum investment
  • Guaranteed rate of return for the term
  • Can be used as collateral for low-interest loans for the length of the certificate

Standard Certificates

Term Months Dividend Rate APY
6 0.69% 0.70%
12 0.99% 1.0%
24 1.24% 1.25%
36 1.29% 1.30%
48 1.44% 1.45%
60 1.83% 1.85%

Traditional/Roth/Educational IRA Certificates

Term Months Dividend Rate APY
12 0.99% 1.00%
24 1.24% 1.25%
36 1.29% 1.30%
60 1.83% 1.85%

 

Fees may reduce earningsĀ 
Share Certificates closed before maturity are subject to early withdrawal penalties