1. Agreement to terms of usage as prerequisite to using the Web site (“orionfcu.com”) of the Orion Federal Credit Union
2. Description of Services
We make various services available on this site including, but not limited to Internet Banking, Financial Calculators, Loan and Deposit Applications, Mortgage Applications, etc. Fees for the various services are set out in the membership and service fees described elsewhere in this site. You are solely responsible for providing, at your own expense, all equipment necessary to use the services, including a computer and modem; and your own Internet access (including payment of telephone service fees associated with such access).
You understand and agree that temporary interruptions of the services available through this site may occur as normal events. You further understand and agree that we have no control over third party networks you may access in the course of the use of this site, and therefore, delays and disruption of other network transmissions are completely beyond our control.
You understand and agree that the services available on this site are provided “AS IS” and that we assume no responsibility for the timeliness, deletion, mis-delivery, or failure to store any user communications or personalization settings.
3. Intellectual Property Information
Copyright © 2016 Orion Federal Credit Union – All Rights Reserved.
Trademarks appearing on this site, including but not limited to the Orion Federal Credit Union Logo, are the property of their respective owners may not be reproduced without their owners’ express permission. The design and layout of this site is protected as trade dress and may not be copied or imitated in whole or in part. Violations of our or our Affiliate’s trademark rights may result in severe civil and criminal penalties.
4. Permissible uses of site materials
This site is for your personal and non-commercial use. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, products or services obtained from this site.
5. Disclaimer of all express and implied warranties
We do not make any representation about the accuracy or suitability of any information, representation, image, graphic, content, product or service contained on or accessible through this site; all information, representations, images, graphics, content, product and services are provided “AS IS” and without any warranty of any kind.
With regard to all information, representations, images, graphics, content, product and services contained on or accessible through this website, we hereby disclaims all express and implied warranties of any type, including but not limited to warranties of merchantability and fitness for a particular purpose.
6. Limitation on liability for damages
We are not liable for any special, indirect, consequential or punitive damages resulting from the viewing of, usage of and/or reliance on any information, representations, images, graphics, content, product and services contained on or accessible through this website; we are not liable for these damages, regardless of whether an action is brought in tort or contract and regardless of whether you warned us of the possibility of such damages.
7. Disclaimer of responsibility for errors and omissions in website materials
This website may include technical inaccuracies or typographical errors. We do not warrant the accuracy of any of the information, content, services, images, graphics, products, or representations appearing on this website.
8. Disclaimer of responsibility for material posted at other “linked” sites.
There are links on this site that allow you to leave this site and to visit other websites that are not under our control or direction. Accordingly, we are not and cannot be held liable or responsible for the content, services, images, graphics, products, or representations of any linked website. We cannot and do not guarantee, represent or warrant that the content contained in those linked websites is accurate, legal and inoffensive, or that those sites do not contain viruses or will not otherwise adversely affect your computer. We provide links to these other websites solely as a convenience to you. Our inclusion of any link does not imply our sponsorship, endorsement, affiliation, or approval of the linked website.
9. Requirement of indemnification for damage caused by website visitors.
As a condition of your use of this site, you warrant to us that you will not use our site for unlawful purposes or in ways that are prohibited by these terms of usage or that could damage or disable the site or interfere with any other party’s use and enjoyment of this site. You agree to indemnify and hold us and our officers, agents and employees harmless from any loss, liability, claim, or demand, including reasonable attorneys’ fees, made by any third party due to or arising out of your use of this site.
10. Governing Law and Venue
This site (excluding any linked sites) is controlled by us from our offices within the State of Tennessee, United States of America. It can be accessed from all 50 states, as well as from other countries around the world. As each of these places has laws that may differ from those of Tennessee, by accessing this site both of us agree that the statutes and laws of the State of Tennessee , without regard to the conflicts of laws principles thereof and the United Nations Convention on the International Sales of Goods, will apply to all matters relating to the use of this site and the purchase of products and services available through this site. Each of us agrees and hereby submits to the exclusive personal jurisdiction and venue of the state and federal courts located in Memphis, Tennessee with respect to such matters.
All notices to a party shall be in writing and shall be made via conventional mail. Notices to us must be sent to the attention of Member Connect at Orion FCU, 7845 Highway 64, Memphis, TN 38133. Notices to you may be sent to the address supplied by you as part of your Registration Data. In addition, we may broadcast notices or messages through the site to inform you of changes to the site or other matters of importance, and such broadcasts shall constitute notice to you.
12. Children’s Online Privacy Protection Act
Protecting the privacy of the very young is especially important. For that reason, we never collect or maintain information at our website from those we actually know are under 13, and no part of our website is structured to attract anyone under 13.
13. Entire Agreement
You agree not to sell, resell, reproduce, duplicate, copy or use for any commercial purposes any portion of this site, or use of or access to this site.
In addition to any excuse provided by applicable law, we shall be excused from liability for non-delivery or delay in delivery of products and services available through our site arising from any event beyond our reasonable control, whether or not foreseeable by either party, including but not limited to, labor disturbance, war, fire, accident, adverse weather, inability to secure transportation, governmental act or regulation, and other causes or events beyond our reasonable control, whether or not similar to those which are enumerated above.
Updated April 2016