Orion Checking is Orion's standard, free checking account. There are no monthly requirements for 0.05% APY and you'll also get:
- Free remote deposit
- Online and mobile banking
- Free debit card
- No minimum balance
Need a fresh start? This is the account for you. This account is easy to qualify for, has a low minimum balance, and a low $5 monthly service fee. Interested in learning about if Checking 2.0 might be right for you? Contact us.
COMPARE CHECKING ACCOUNTS
|Premium Checking||Orion Checking||Checking 2.0|
|ATM Fee Reimbursement|
|No Minimum Balance|
|Orion Debit Card|
|Electronic Bill Pay|
|Orion Mobile App|
|Interest Rate*||3% APY||0.05% APY|
|Monthly Fee||$0 |
When requirements are met
*Annual Percentage Yield (APY) is accurate as of 1/2/2020 and is subject to change after account opening. Fees may reduce earnings.
Premium Perks: (1) Premium Interest, (2) ATM Fee Reimbursement, and (3) Waiver of the $5 monthly fee. To receive the Premium Perks, you must meet the Premium Perks Qualifiers on your Premium Checking account for the applicable month. Premium Perks Qualifiers: (1) Deposit at least $500 electronically (direct deposit, ATM deposit, mobile deposit, or transfer from another institution) and (2) Perform at least 8 signature-based debit card transactions. Premium Interest Rules: On daily balance of $0 to $15,000, Annual Percentage Yield (APY) is 3.00%. Depending on the balance, the following ranges apply. On $15,000.01 to $100,000, APY is 2.99% to 2.17%. On $100,000.01 to $250,000, APY is 2.17% to 1.77%. For over $250,000, APY is 1.77% to 1.00%. If Premium Perks Qualifiers are not met all account balances receive 0.05% APY. One account per individual member. ATM Fee Reimbursement Rules: (1) There are no fees for using your Orion card at an Orion-owned ATM (2) Qualifying Fees are fees charged by the owner of a non-Orion ATM that are less than $10.00 per transaction for any of the following transactions: Withdrawal of at least $10.00, Balance inquiry, or Balance transfer. (Remember that you may make balance inquiries and transfers instantly from our mobile app for free). Orion will reimburse Qualifying Fees totaling up to $10.00. Orion will waive the fees Orion normally charges for “Withdrawals, Transfers, or Balance Inquiries at non-Orion ATMs” without reducing your $10.00 limit. ATM Fee Reimbursement will be applied on the last day of each month. Account must be open at time of reimbursement. Please save your receipt to resolve any discrepancies. When you do not meet the Premium Perks Qualifiers, you will incur a $5 monthly fee and receive 0.05% APY on your entire balance.