Premium Checking

Earn on balances up to $10,000 and get premium benefits like free checks and Out-of-Network ATM Fee Reimbursement.

Orion Checking

Get free checking that pays you interest. Earn 0.01% APY with no minimum balance and access Orion perks like online and mobile banking, mobile deposit and free bill pay.

Checking 2.0

Need a fresh start? This is the account for you. Our Checking 2.0 account features a low minimum balance and a low $5 monthly fee.

Effective April 1, 2020: To make it easier for Premium Checking members to earn each month, we are changing the Premium Perks Qualifiers to provide flexibility in how you spend. Here is a summary of the changes taking effect:

  • You are no longer required to have 8 transactions.
  • Instead, spend at least $500 on your Orion debit or credit card to qualify.
  • All signature and PIN based purchases will count toward the $500 minimum.

See the updated Account Disclosures for details.

PREMIUM CHECKING

Premium Checking offers you a great return on your deposits through a tiered earning platform, plus you can also get:

  • Free checks
  • Online and mobile banking
  • Out-of-network ATM fee reimbursement (When Premium Perks Qualifiers are met. See conditions below.)
  • Free bill pay

To earn your interest, be eligible for ATM Fee Reimbursements, and make this a free checking account, just meet these two simple qualifiers per month:

  • Electronic deposits totaling at least $500/mo Electronic deposits include: direct deposit, ATM deposit, mobile deposit, and electronic transfers from another financial institution.
  • Perform at least 8 signature-based card transactions (Please see note in box above.) It's easy! When using your card, choose the credit option and bypass using your PIN.
Account Dividend Rate Blended APY
Premium Checking
"Premium Interest" (when Premium Perks Qualifiers met):
On balance between $0 and $10,000 0.99545% 1.00%
On balance between $10,000.01 and $100,000 0.25% 1.00% to 0.32%
On balance between $100,000.01 and $250,000 0.05% 0.32% to 0.16%
On balance over $250,000 0.01% 0.16% to 0.01%
When Premium Perks Qualifiers not met: 0.01000% 0.01%
Dividend Rate applies to portion of daily balance within corresponding range. Blended APY represents yield on whole balance.

See Account Disclosures for more information, including how to meet the Premium Perks Qualifiers. All Premium Checking rates above are those expected to be declared on the next dividend declaration date (3/31/2020) but are subject to change until declared.

ORION CHECKING

Orion Checking is Orion's standard, free checking account. There are no monthly requirements for 0.01% APY and you'll also get:

  • Free remote deposit
  • Online and mobile banking
  • Free debit card
  • No minimum balance

CHECKING 2.0

Need a fresh start? This is the account for you. This account is easy to qualify for, has a low minimum balance, and a low $5 monthly service fee. Interested in learning about if Checking 2.0 might be right for you? Contact us.

For more information about our checking account options, visit an Orion branch location or contact us.

Ready to make the switch to Orion? Get our Checking Account Switch Kit Checklist.

COMPARE CHECKING ACCOUNTS

 Premium CheckingOrion CheckingChecking 2.0
ATM Fee Reimbursement
Free Checks
Earns Interest
Overdraft Protection
Courtesy Pay
No Minimum Balance
Orion Debit Card
Mobile Deposit
Electronic Bill Pay
Online Banking
Orion Mobile App
Interest Rate*1% APY0.01% APY
Monthly Fee$0

When requirements are met

$0$5

Rates are subject to change. Rates are accurate as of the last dividend declaration date (last day of prior month) unless noted otherwise above.