Savings Accounts
| Balance | Dividend Rate | APY |
|---|---|---|
| Any Balance | 0.01% | 0.01% |
Orion Financial
Personal and Business Rates
IRA Savings Accounts
| Balance | Dividend Rate | APY |
|---|---|---|
| Any Balance | 0.01% | 0.01% |
Money Market Account
| Balance | Dividend Rate | APY |
|---|---|---|
| $0 – $9,999 | 0.01% | 0.01% |
| $10,000 – $24,999 | 0.05% | 0.05% |
| $25,000 – $49,999 | 0.10% | 0.10% |
| $50,000 – $99,999 | 0.19982% | 0.20% |
| $100,000 and over | 0.24971% | 0.25% |
Dividend Rate and APY apply to the entire balance when the daily balance falls in the corresponding range. Fees may reduce earnings.
IRA Certificates
| Term Months | Dividend Rate | APY |
|---|---|---|
| 12 | 3.44508% | 3.5% |
| 24 | 2.22713% | 2.25% |
| 36 | 1.9819% | 2.00% |
| 60 | 1.73612% | 1.75% |
Minimum $500 balance. Early withdrawal fees apply.
Personal Loans
| Type | Term | APR |
|---|---|---|
| Personal Loan | Max. 60 Months | Starting at 13.99% |
| Lemonade Loan | Max. 60 Months | Starting at 13.99% |
| Share Secured Loan | Current dividend rate + 3% | |
| Personal Line of Credit | Revolving | Starting at 13.99% |
Applicants must be a resident of Tennessee, Arkansas, or Mississippi. Existing members outside of this service area can contact Orion for more information.
Payment Example: A Lemonade Loan at max rate of 28% APR and loan amount of $2000 for 12 months will have a monthly payment of $196.06.
Payment Example: A Personal Loan at max rate of 28% APR and loan amount of $2000 for 12 months will have a monthly payment of $193.06.
Auto Loans
| Term | APR |
|---|---|
| Max. 84 Months | Starting at 4.4% |
Home Equity Line of Credit
HELOC rates are tied to the prime rate. Click below to learn more and apply, or contact us for more information.