Starting at
4.4%
Drive Your Dreams with Orion Financial Auto Loans
Get behind the wheel of your next vehicle with a loan tailored to your budget, starting at competitive rates and backed by exceptional support.
Why Choose Orion Financial for Your Auto Loan?
Orion Financial makes financing your vehicle simple, affordable, and stress-free with flexible options and personalized service.
- Flexible loan terms up to 84 months, designed to fit your budget.
- Rates as low as 4.4%, saving you money over time.
- Purchases and refinances with affordable GAP protection and extended warranty options.
- Exceptional customer service and convenient online management.
Apply for an Auto Loan
Vehicle Payment Calculators
For informational purposes only. Actual loan terms may differ.
Other Loans
Refinance an Auto Loan with Orion Financial
Lower your monthly payments or interest rate by refinancing your auto loan with Orion Financial’s competitive options.
Buy From a Private Party
Easily finance your next vehicle purchase, even from a private seller, with Orion Financial’s flexible solutions.
Protection and Coverage
Extended Auto Warranty
Drive with peace of mind knowing that Orion Financial’s extended auto warranty options help cover unexpected repair costs, keeping you on the road longer.
Protection and Coverage
GAP Insurance
Protect your finances with GAP insurance. If your car is totaled, it covers the difference between your vehicle's value and the remaining loan balance, ensuring you're not left paying any shortage. Safeguard your investment and avoid unexpected financial burdens.
Debt Protection
Debt protection on an auto loan helps cover payments during hardships like illness, job loss, or death, protecting your credit and finances. It’s an easy way to safeguard your investment.
Online and Mobile Banking
Manage your auto loan effortlessly with Orion Financial's robust online banking platform and mobile app, providing secure access to your finances anytime, anywhere.
Financial Education
Learn About Auto Loan Success
Discover expert advice and practical steps to make your next car purchase and loan experience a breeze.
Collateral Protection Insurance
Collateral Protection Insurance, or CPI, insures property held as collateral for loans made by lending institutions.
When a member takes out an auto, RV, or boat loan, etc., they sign an agreement to maintain dual-interest insurance, protecting both them and the credit union with comprehensive and collision coverage on the vehicle throughout the life of the loan. The member provides us with proof of insurance, which is verified by the credit union's CPI provider or a tracking company, Allied Solutions.
If a member does not provide proof of insurance or fails to purchase coverage, the credit union may choose to have CPI coverage placed on the loan to protect its interest from damage or loss.
When CPI is placed on the loan, the credit union passes the premium charge on to the member by adding the premium to the loan principal. The premium is paid back in installments by increasing the loan payment amount. If the member subsequently provides proof of insurance, a refund will be issued. A partial refund will be issued if there was a lapse in coverage. CPI policies are for one year. If a member does not obtain their own insurance, CPI can renew and bill annually.
Please note: CPI does not provide liability insurance to the member, nor does it meet the state-specific guidelines regarding acceptable insurance coverage.
Members can fax their policy information to 800-709-4818, or mail it to: Orion FCU, PO Box 1973, Carmel, IN 46082
For questions regarding CPI or proof of insurance verification, members can call Insurance Services at 1-800-653-8812, Monday-Friday, 8am-9pm, EST and Saturday, 9am-6pm EST. If you call into Orion’s Contact Center, select option #8 for Insurance Services.