Auto Loan Refinancing
Keep Your Car. Lower Your Payments.
Already love your vehicle but not your current auto loan? Refinance with Orion Financial and see whether you could lower your monthly payment, reduce your interest rate or adjust your loan term.
Auto Refinance Rates as Low as 3.45% APR*
- Check your rate in as little as three minutes
- No payments for up to 90 days*
- No hidden application or origination fees
- Refinance an auto loan currently held by another lender
- Enjoy a fast and simple online application
Why Refinance with Orion Financial?
Lower Your Payment & Save More
Refinance with competitive rates and flexible loan terms that could lower your monthly payment and reduce the amount of interest you pay over the life of your loan.
Keep the Car You Love
There's no need to start over with a new vehicle. Refinance your existing auto loan and keep driving the car you already enjoy.
Fast & Easy Application
Check your rate in as little as three minutes and complete your application online whenever it's convenient for you.
Local Lending You Can Trust
Our experienced lending team is here to answer your questions and make refinancing simple from application to payoff.
As Low As
3.45%
3. 2. 1. Refinance.
Three Steps. Three Minutes. A Better Auto Loan. Keep the car you love. Lower your payment. In as little as three minutes, you can check your rate and discover how easy it is to refinance with Orion Financial.
FAQ
Auto loan refinancing replaces your current vehicle loan with a new loan. The new loan pays off your existing lender, and you begin making payments based on the rate and terms of your new Orion loan.
Depending on your qualifications and current loan, refinancing could help you lower your interest rate, reduce your monthly payment, change your loan term or pay less interest over time.
Auto refinancing is generally available for eligible vehicle loans currently held by another financial institution. Additional restrictions may apply.
No. Checking your rate will not affect your credit score. We use a soft credit inquiry to determine your prequalified offers. Your credit score is only impacted if you choose to move forward and submit a full application, which requires a hard credit inquiry.
Your potential savings depend on your current balance, interest rate, remaining term and the rate and term of your new loan. Use Orion’s Auto Refinance Calculator to estimate your potential savings.
It may. A lower interest rate or longer repayment term could reduce your monthly payment. Extending your loan term may increase the total amount of interest paid over the life of the loan.