The following change to Orion’s Account Disclosure is effective June 30, 2025:

THE FOLLOWING UPDATE TO ORION’S ACCOUNT DISCLOSURES WAS INCLUDED ON THE STATEMENT ENDING 6/30/2025:

The following change to Orion’s Account Disclosure is effective July 1, 2025:

Under the sections entitled “Longer Delays May Apply” and “Special Rules for New Accounts,” the amount of check deposits over which a delay in funds availability may occur has increased from $5,525 to $6,725.

The amount of most check deposits that will be available the next business day after the deposit is made has increased from $225 to $275.

The following change to Orion Financial’s Account Disclosures is effective 30 days from the date we send this notice to you:

Fee Updates:

A Third-Party Payment Services Fee has been implemented in our Fee Schedule.

A fee of up to three percent (3%) of the transaction amount will be assessed each time you initiate a debit transaction from your account via a third-party person-to-person (P2P) payment application, including but not limited to CashApp®, Zelle®, Samsung Pay®, or similar services. The fee will be charged per transaction and deducted from your account automatically.

The fee does not apply to using a mobile wallet such as Apple Pay® or Google Pay® to pay a merchant in lieu of using your physical debit or credit card. It also does not apply to using the Send Money feature in the Orion Financial mobile app to send money to a phone number or email address.

Note: Orion Financial is not affiliated with or responsible for the terms, conditions, or services of any third-party payment application. By using such services, you agree to their separate user agreements.