Fee Schedule
Product: | Fee: |
|---|---|
| Orion Checking | $0 |
| Premium Checking | If requirements are met $0/mo. If requirements are not met $5/mo. |
| Checking 2.0 | $0 |
| Orion Business Checking | $0 |
| Premium Business Checking | $10 / mo |
| Orion Credit Cards | Cash Advance Fee | 5% to a minimum of $10 |
| Orion Credit Cards | Card Replacement Fee | $10 |
| Orion Credit Cards | Late Fee | Up to $39 |
| Orion Credit Cards | Return Check Fee | Up to $39 |
| Orion Credit Cards | Foreign Transaction Fee | 1% |
Service Requests: | Fee: |
|---|---|
| Electronic Bill Payment | $0 |
| Payment by Phone | $5/ea |
| Official (Cashier's) Check | $5/ea |
| Copy of Draft - via Online Banking | $0 |
| Copy of Draft - Other | $3 |
| Copy of Official (Cashier's) Check | $3 |
| Stop Payment (any check type) | $35 |
| Domestic Wire Transfer (outgoing) | $20 |
| Incoming Wire Transfer | $15 |
Foreign Wire Transfer (outgoing, up to $16,000) | $65 |
Foreign Wire Transfer (outgoing, over $16,000) | $85 |
Check Cashing Fee (applies to members with total account balances below $100 and no loan balance, | $5 |
| Non-Orion Credit Card Cash Advance (in-branch) | $3 |
Christmas Club Savings Early Withdrawal (For withdrawal made between Jan. 1 - Sept. 30) | $5 |
| Verification of Deposit (by 3rd party) | $10 |
| Deposit of Check in Foreign Currency | $15 |
Account Research two hour minimum | $25/hour |
| Account Activity Printout | $1 |
| Statement Printout | $25 |
| Debit or ATM Card Replacement | $10 |
| Account Number Change | $10 |
| Loan Deferment/Extension | $25 |
| Third-Party P2P Payment* | Up to 3%**
|
**Applicable to debit transactions initiated via a third-party person-to-person payment application. Examples include, but are not limited to, transactions using Cash App®, Zelle®, and Apple Cash®. Fee not applicable to mobile wallet transactions or the Send Money feature in Digital Banking. Fee appears on statements as “Cash App Fee,” “Venmo Fee,” “Apple Cash Fee,” and similar for other P2P payment applications.
**Per each transaction amount
Debit / ATM Card Services: | Fee: |
|---|---|
| Card - standard mail to primary address | $0 |
| PIN - standard mail to primary address | $0 |
| Card - standard mail to alternate address | $10 |
| PIN - standard mail to alternate address | $10 |
| Card - rush delivery | $35 |
| PIN - rush delivery | $35 |
ATM Usage: | Fee: |
|---|---|
| Withdrawals, Transfers, Balance Inquiries at Orion ATMs | $0 |
| Withdrawal, Transfers, Balance Inquiries at non-Orion ATMs | $1 |
Deficient or Discouraged Actions: | Fee: |
|---|---|
| Returned item drawn on a third-party account | $15 |
| Returned item drawn on your non-Orion account | $35 |
| Unpaid item drawn on your Orion account | $35 |
Paid item drawn on your Orion account (applies to debit/ATM overdrafts if opted into Debit Overdraft Protection | $35 |
| Overdraft Protection transfer from a linked share account | First 3/mo $0, then $5/ea |
| Legal order to turn over your funds or property | $75 |
| Foreign funds sent out for collection | $15 |
| Invalid Address | $5/mo |
Mailed statements and notices (does not apply to members over the age of 65 or under 18) | $2/mo |
| Electronic Statements (e-Statements) | $0 |
| Closure of Primary Account within 6 months of opening | $10 |
| Dormant Account Fee | $10/mo |
Overdraft Late Repayment (Charged every 7th day that account stays overdrawn, in addition to other fees.) | $20/week |