3.50%
For 18 Months
CD (Share Certificates)
Chart a Course to Higher Earnings
A Certificate of Deposit (CD) lets your savings grow at a guaranteed rate over a set term. Choose an 18-month CD to put your money to work, enjoy predictable earnings, and bring you closer to your savings goals, all while supporting a financial institution invested in the community.
Why Choose a CD at Orion Financial?
- Earn and lock in a guaranteed rate for a set term and know what to expect at maturity.
- Grow your savings with low risk while staying disciplined with money you don’t need right away.
- Choose a term that fits your goals, whether you’re saving for the short or long term.
- Keep your money working locally by supporting Orion Financial and the communities we serve, while enjoying peace of mind with federal insurance on eligible credit union deposits.
Choose Your Path to Higher Earnings
| Term in Months | Dividend Rate | APY |
| 6 | 2.95952% | 3.00% |
| 12 | 2.71594% | 2.75% |
| 18 | 3.44508% | 3.5% |
| 24 | 3.44508% | 3.5% |
| 36 | 3.44508% | 3.5% |
| 48 | 3.92849% | 4.0% |
| 60 | 3.92849% | 4.0% |
6 Month CD
- Set your rate and keep it for the entire term
- Enjoy consistent earnings with a locked-in rate
- Put your savings to work with a short-term option
- Know what to expect when your certificate reaches maturity
12 Month CD
- Secure a set rate for the full term
- Grow your money while you plan for the year ahead
- Keep your savings focused on your financial goals
Plan ahead with predictable earnings at maturity
18 Month CD
- Lock in a guaranteed rate for 18 months
- Put your money to work and grow your savings
- Enjoy a low-risk way to save for your financial goals
- Know what you’ll earn when your CD reaches maturity
24 Month CD
- Lock in your guaranteed rate for 24 months
- Give your savings more time to grow
- A low-risk option for money you don’t need right away
- Know what you’ll earn at maturity
36 Month CD
- Give your money more time to grow
- Earn predictable returns over 32 months
- Put your savings to work for your future goals
- Know what you’ll earn at maturity
48 Month CD
- Grow your savings over a longer term
- Earn predictable returns for 48 months
- Put your money to work toward long-term goals
- Know what you’ll earn at maturity
60 Month CD
- Set aside your savings for five years
- Build your balance steadily over time
- Keep your long-term goals on track
- Enjoy predictable earnings when your CD matures
Frequently Asked Questions
CD (Certificate of Deposit) is a savings account that lets you deposit money for a set period and earn a fixed interest rate.
A Certificate of Deposit (CD) may be right for you if you have money you don’t need immediately and want to earn a fixed, predictable interest rate. Consider how long you can leave your money in the CD, the interest rate offered, and whether you may need access to your funds before the CD matures.
Yes, but early withdrawals may be subject to an early withdrawal penalty. The specific penalty depends on the CD’s terms. Before withdrawing funds, check the account disclosures or contact Orion Financial to understand any applicable fees.