*Home Loans: Only applies to borrower-paid closing costs and cannot exceed actual costs paid. Minimum loan amount: $95,000. Conventional first mortgages in Arkansas, Mississippi and Tennessee only. Conditions apply. *Home Equity Line of Credit: Rates are tied to the prime rate, which is subject to change without notice. Conditions apply, contact us for more details. Offer valid as of 10/1/2020 and is subject to change or withdrawal without notice. Offer applies to new HELOCs only. 1% APR is valid for 6 months from opening. After 6 months standard APRs will apply. Standard APRs are variable and are based on Wall Street Journal Prime Rate plus a margin of -0.25% to 4.5%. Minimum standard APR is 4% and maximum APR is 18%. As of 9/14/2020, the standard APR is 4% to 7.75% APR. Offer applies to lines from $20,000 to $250,000. Loans are subject to approval. Other restrictions may apply. *Auto Loans: Rates based on credit score, loan term and amount, and value of the collateral. Conditions apply. Promotions may be cancelled at any time without notice.