ORION FINANCIAL ACH ORIGINATION AGREEMENT

Schedule J

Below are sample ACH Authorization Agreements & Consumer Authorizations for debit and credit ACH transactions. These are provided by Orion Financial as sample forms and may be used as a starting point for drafting your own agreements with your accountholders or customers. These documents are not intended as legal advice, and they may not be suitable for your organization’s specific products, services, or circumstances without modification. You are responsible for reviewing these documents with qualified legal counsel and customizing them to comply with applicable law, NACHA Operating Rules, and your own policies and procedures. ORION FINANCIAL MAKES NO REPRESENTATION OR WARRANTY, EXPRESS OR IMPLIED, AS TO THE ACCURACY, COMPLETENESS, OR FITNESS FOR ANY PARTICULAR PURPOSE OF THESE SAMPLE DOCUMENTS. ORION FINANCIAL SHALL HAVE NO LIABILITY FOR ANY LOSS, CLAIM, OR OBLIGATION ARISING FROM YOUR USE OF OR RELIANCE UPON THESE DOCUMENTS.