Orion Credit Card - Website Lockup_Card - 1-2

0% Intro APR
for 6 months

After that,
variable APR
of 12.99-17.99%

Pricing & Terms

THE ORION CARD

If you're looking for a low interest credit card option, The Orion Card is for you. Make the most of your spending with competitive rates and no annual fee.

  • Rates as low as 12.99% APR
  • 0% APR for 6 Months
    See Disclosure for Details
  • No Annual Fee
  • Easy Application Process
Pricing & Terms

ORION REWARDS

Enjoy the convenience of a credit card and earn rewards while you spend with no annual fee. The Orion Rewards Card gives you redemption options including:

  • 1.5% Cash Back
    (Earn 1.5 points for every $1 spent)
  • Travel
  • Pre-paid Cards
  • Statement Credit
  • 0% APR for 6 Months
    See Disclosure for Details
  • No Annual Fee
Offer Details | Pricing & Terms

ORION SECURED

Looking for a card that will help you rebuild your credit? Orion Secured gives you the convenience of a credit card and supports you on your financial journey.

  • No Annual Fee
  • Great for Rebuilding Credit

To apply for the Orion Secured card, click the Contact Us button to reach our Member Connect team.

Pricing & Terms

Already an Orion credit card holder?
Log in to make a payment, redeem rewards, or transfer a balance.

Terms & Conditions

INTEREST RATES and INTEREST CHARGES:
ORION CREDIT CARD ORION REWARDS CARD ORION SECURED CARD
Annual Percentage Rate
(APR) for Purchases		 0% Introductory APR for six months from the date of account opening for purchases made in the first 90 days. After that, your Standard APR will be 12.99% to 17.99% depending on your credit history. This APR will vary with the market based on the Prime Rate. 0% Introductory APR for six months from the date of account opening for purchases made in the first 90 days. After that, your Standard APR will be 17.99% to 17.99% depending on your credit history. This APR will vary with the market based on the Prime Rate. 17.99%
APR for Balance Transfers 0% Introductory APR for six months from the date of transfer for Balance Transfers made in the first 90 days. After that, your Standard APR will be 12.99% to 17.99% depending on your credit history. This APR will vary with the market based on the Prime Rate. 0% Introductory APR for six months from the date of transfer for Balance Transfers made in the first 90 days. After that, your Standard APR will be 17.99% to 17.99% depending on your credit history. This APR will vary with the market based on the Prime Rate. 17.99%
APR for Cash Advances 17.99% to 17.99% depending on your credit history. This APR will vary with the market based on the Prime Rate. 17.99% to 17.99% depending on your credit history. This APR will vary with the market based on the Prime Rate. 17.99%
Paying Interest Your due date is at least 21 days after we mail your billing statement. We will not charge you interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the date the cash advance or balance transfer is posted to your account.
Minimum Interest Charge None
For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore

 

FEES:
Fees to Open or Maintain your Account
    • Annual Fee:
    • None
    • Application Fee:
    • None
Transaction Fees
    • Balance Transfer:
    • None
    • Cash Advance:
    • 5% of the amount of each cash advance (minimum: $10.00)
    • Foreign Transaction:
    • 1% of each transaction in U.S. dollars if the transaction involves a currency conversion
      1% of each transaction in U.S. dollars if the transaction does not involve a currency conversion
Penalty Fees
    • Late Payment:
    • Up to $28 the first time your payment is late 15 days or more. If you make a subsequent late payment within the following 6 billing cycles, you will be charged up to $39 for each late payment.
    • Over-the-Credit Limit:
    • None
    • Returned Payment:
    • Up to $28 the first time your payment is returned for any reason. If a subsequent payment is returned for any reason within the following 6 billing cycles, you will be charged up to $39 for each returned payment.

How We Will Calculate Your Balance: We use a method called "average daily balance (including new purchases)."
Loss of Introductory Rate: We may end your Introductory Rate and apply the Standard APR disclosed above if you make a late payment.

Rates and Terms in effect as of 11/13/2024 and are subject to change without notice. Applicants must be a resident of Tennessee, Arkansas, or Mississippi.  Existing members outside of this service area can contact Orion for more information.