Loans

Personal Loans

Type Term APR
Signature Loan Max. 60 months Starting at 8.49%
Share Secured Loan Current dividend rate + 3%
Apply Now Payment Example: A loan for 60 months at 8.99% APR will have a monthly payment of $20.75 per $1,000 borrowed.

Personal Line of Credit

Type Term APR
Line of Credit Revolving Starting at 8.99%
Apply Now

Auto Loans

Term APR
0 to 36 months Starting at 2.99%
37 to 60 months Starting at 3.83%
61 to 72 months Starting at 4.09%
73 to 84 months Starting at 4.49%
Apply Now Payment Example: A 36 month loan term has a payment as low as $29.08 per $1000 borrowed with an APR as low as 2.99%.

Recreational Vehicle Loans

Type Term APR
All 0 to 180 months Starting at 6.75%
Apply Now Payment Example: A loan for 145 months at 5.75% APR will have a monthly payment of $8.31 per $1,000 borrowed.

Mortgage Loans

Click here to see current market home loan rates and apply online.

Home Equity Lines of Credit

HELOC rates are tied to the prime rate. Click here to learn more and apply or contact us for more information.

Account Rates

Checking Accounts

Account Dividend Rate Blended APY
Premium Checking
"Premium Dividends" (When Premium Perks Qualifiers Met):
On balance between $0 and $10,000 2.98080% 3.02% to 3.00%
On balance between $10,000.01 and $100,000 1.40000% 3.00% to 1.57%
On balance between $100,000.01 and $250,000 1.40000% 1.57% to 1.47%
On balance over $250,000 1.40000% 1.47% to 1.40%
When Premium Perks Qualifiers not met: 0.01000% 0.01%
Dividend Rate applies to portion of daily balance within corresponding range. Blended APY represents yield on whole balance.

 

Account Dividend Rate APY
Orion Checking 0.01% 0.01%

See Checking Account Details and Account Disclosures for important terms and conditions, including how to meet the Premium Perks Qualifiers. All Premium Checking rates above are those expected to be declared on the next dividend declaration date (last day of the month) but are subject to change until declared.

Primary Share (Savings) Accounts

Balance Dividend Rate APY
Any Balance 0.01% 0.01%

$5 to open

IRA Savings Accounts

Balance Dividend Rate APY
Any Balance 0.01% 0.01%

Christmas Club Account

Balance Dividend Rate APY
Any Balance 0.01% 0.01%

Miscellaneous Share Account

Balance Dividend Rate APY
Any Balance 0.01% 0.01%

Money Market Account

Balance Dividend Rate APY
$0 – $9,999 0.01% 0.01%
$10,000 – $24,999 0.05% 0.05%
$25,000 – $49,999 0.10% 0.10%
$50,000 – $99,999 0.19982% 0.20%
$100,000 and over 0.24971% 0.25%

Dividend Rate and APY apply to entire balance when the daily balance falls in the corresponding range.

Share Certificates (CDs)

Term in Months Dividend Rate APY
6 0.74743% 0.75%
12 0.99545% 1.00%
18 2.08005% 2.10%*
24 1.2429% 1.25%
36 1.48979% 1.50%
48 1.9819% 2.00%
60 2.4718% 2.50%

Minimum $500 balance. Early withdrawal fees apply.

*Annual Percentage Yield (APY) is accurate as of today’s date. 18-month certificates may be opened solely with funds transferred from another financial institution or a cash deposit. $1,000 minimum investment. Fees may reduce earnings. Penalties apply for early withdrawals.

IRA Certificates

Term Months Dividend Rate APY
12 0.99545% 1.00%
24 1.2429% 1.25%
36 1.48979% 1.50%
60 2.4718% 2.50%

Minimum $500 balance. Early withdrawal fees apply.

Rates are subject to change. Rates for Loans, Share Certificates, and IRA Certificates are accurate as of the prior business day or later. All other account rates are accurate as of the last dividend declaration date (last day of prior month) unless noted otherwise above.