Loans

Personal Loans

Type Term APR
Signature Loan Max. 60 months Starting at 8.99%
Share Secured Loan Current dividend rate + 3%
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Personal Line of Credit

Type Term APR
Line of Credit Revolving Starting at 8.99%
Apply

Auto Loans

Type Term APR
New, Used or Refi 0 to 36 months Starting at 1.99%
37 to 48 months* Starting at 2.99%
49 to 66 months* Starting at 3.24%
67 to 78 months* Starting at 3.49%
79 to 84 months* Starting at 4.99%
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*Minimum loan amounts may apply.

Recreational Vehicle Loans

Type Term APR
All 0 to 144 months Starting at 4.75%
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Mortgage Loans

*Click here to see current market home loan rates and apply online.

Commercial Loans

*Click here to contact a commercial lender and learn about commercial loan rates.

Home Equity Lines of Credit

* HELOC rates are tied to the prime rate. Click here to learn more and apply or contact us for more information.

Account Rates

Checking Accounts

Account Dividend Rate APY
Orion Checking 0.05% 0.05%
Premium Checking
$0 – $30,000 3.92849% 4.00%
$30,000 and over 0.05% 0.05%

*Conditions must be met to qualify for 4% APY. See Checking Account Details for more information. 0.05% APY earned when conditions are not met.

Primary Share (Savings) Accounts

Balance Dividend Rate APY
Any Balance 0.05% 0.05%

*$25 to open

IRA Savings Accounts

Balance Dividend Rate APY
Any Balance 0.25% 0.25%

Christmas Club Account

Balance Dividend Rate APY
Any Balance 0.05% 0.05%

Miscellaneous Share Account

Balance Dividend Rate APY
Any Balance 0.05% 0.05%

Money Market Account

Balance Dividend Rate APY
$0 – $9,999 0.01% 0.01%
$10,000 – $24,999 0.05% 0.05%
$25,000 – $49,999 0.10% 0.10%
$50,000 – $99,999 0.19982% 0.20%
$100,000 and over 0.24971% 0.25%

*Dividend rate based on average daily balance. Corresponding rate applies to entire account balance.

Share Certificates (CDs)

Term in Months Dividend Rate APY
6 1.2429% 1.25%
12 1.8345% 1.85%
24 2.1291% 2.15%
36 2.2271% 2.25%
48 2.2761% 2.30%
60 2.3251% 2.35%

*Minimum $500 balance. Early withdrawal fees apply.

IRA Certificates

Term Months Dividend Rate APY
12 1.8345% 1.85%
24 2.1291% 2.15%
36 2.2271% 2.25%
60 2.3251% 2.35%

*Fees may reduce earnings. $500 minimum investment.

*Revised 01/14/2019. Rates are subject to change.