Personal Loans

Type	Term	APR
Signature Loan	Max. 60 months	Starting at 8.99%
Share Secured Loan		Current dividend rate + 3%

Apply Now Payment Example: A loan for 60 months at 8.99% APR will have a monthly payment of $20.75 per $1,000 borrowed.

Personal Line of Credit

Type	Term	APR
Line of Credit	Revolving	Starting at 8.99%

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Auto Loans

Type	Term	APR
New, Used or Refi	0 to 36 months	Starting at 1.78%
	37 to 60 months	Starting at 2.58%
	61 to 72 months	Starting at 2.84%
	73 to 84 months	Starting at 3.24%

Apply Now Payment Example: A 36 month loan term has a monthly payment as low as $28.55 per $1000 borrowed, with an APR as low as 1.78%.
Rates based on credit score, loan term and amount, and value of the collateral.

Home Equity Loans

Loan to Value	Term	APR
		As low as

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Recreational Vehicle Loans

Type	Term	APR
All	0 to 144 months	Starting at 4.25%

Apply Now Payment Example: A loan for 60 months at 5.25% APR will have a monthly payment of $18.99 per $1,000 borrowed.
Rates based on credit score, loan term and amount, and value of the collateral.

Checking Accounts

Account	Dividend Rate	Blended APY
Premium Checking
"Premium Dividends" (When Premium Perks Qualifiers Met):
On balance between $0 and $10,000	0.99545%	1.00%
On balance between $10,000.01 and $100,000	0.25000%	1.00% to 0.32%
On balance between $100,000.01 and $250,000	0.05000%	0.32% to 0.16%
On balance over $250,000	0.01000%	0.16% to 0.01%
When Premium Perks Qualifiers not met:	0.01000%	0.01%
Dividend Rate applies to portion of daily balance within corresponding range. Blended APY represents yield on whole balance.

 

Account	Dividend Rate	APY
Orion Checking	0.01%	0.01%

See Checking Account Details and Account Disclosures for important terms and conditions, including how to meet the Premium Perks Qualifiers. All Premium Checking rates above are those expected to be declared on the next dividend declaration date (last day of the month) but are subject to change until declared.

Primary Share (Savings) Accounts

Balance	Dividend Rate	APY
Any Balance	0.01%	0.01%

$5 to open

IRA Savings Accounts

Balance	Dividend Rate	APY
Any Balance	0.01%	0.01%

Christmas Club Account

Balance	Dividend Rate	APY
Any Balance	0.01%	0.01%

Miscellaneous Share Account

Balance	Dividend Rate	APY
Any Balance	0.01%	0.01%

Money Market Account

Balance	Dividend Rate	APY
$0 – $9,999	0.01%	0.01%
$10,000 – $24,999	0.05%	0.05%
$25,000 – $49,999	0.10%	0.10%
$50,000 – $99,999	0.19982%	0.20%
$100,000 and over	0.24971%	0.25%

Dividend Rate and APY apply to entire balance when the daily balance falls in the corresponding range.

Share Certificates (CDs)

Term in Months	Dividend Rate	APY
6	0.2098%	0.21%
12	0.22976%	0.23%
24	0.29959%	0.30%
36	0.47895%	0.48%
48	0.57846%	0.58%
60	0.66795%	0.67%

Minimum $500 balance. Early withdrawal fees apply.

IRA Certificates

Term Months	Dividend Rate	APY
12	0.24971%	0.25%
24	0.41919%	0.42%
36	0.47895%	0.48%
60	0.66795%	0.67%

Minimum $500 balance. Early withdrawal fees apply.

Rates are subject to change. Rates for Loans, Share Certificates, and IRA Certificates are accurate as of the prior business day or later. All other account rates are accurate as of the last dividend declaration date (last day of prior month) unless noted otherwise above.