Loans
Personal Loans
| Type |
Term |
APR |
| Signature Loan |
Max. 60 months |
Starting at 8.99% |
| Share Secured Loan |
|
Current dividend rate + 3% |
Apply
Personal Line of Credit
| Type |
Term |
APR |
| Line of Credit |
Revolving |
Starting at 8.99% |
Apply
Auto Loans
| Type |
Term |
APR |
| New, Used or Refi |
0 to 36 months |
Starting at 1.99% |
|
37 to 48 months* |
Starting at 2.99% |
|
49 to 66 months* |
Starting at 3.24% |
|
67 to 78 months* |
Starting at 3.49% |
|
79 to 84 months* |
Starting at 4.99% |
Apply
*Minimum loan amounts may apply.
Home Equity Loans
| Loan to Value |
Term |
APR |
|
|
As low as |
|
|
|
|
|
|
|
|
|
Apply
Recreational Vehicle Loans
| Type |
Term |
APR |
| All |
0 to 144 months |
Starting at 4.75% |
Apply
Mortgage Loans
*Click here to see current market home loan rates and apply online.
Commercial Loans
*Click here to contact a commercial lender and learn about commercial loan rates.
Home Equity Lines of Credit
* HELOC rates are tied to the prime rate. Click here to learn more and apply or contact us for more information.
Account Rates
Checking Accounts
| Account |
Dividend Rate |
APY |
| Orion Checking |
0.05% |
0.05% |
| Premium Checking |
|
|
| $0 – $30,000 |
3.92849% |
4.00% |
| $30,000 and over |
0.05% |
0.05% |
*Conditions must be met to qualify for 4% APY. See Checking Account Details for more information. 0.05% APY earned when conditions are not met.
Primary Share (Savings) Accounts
| Balance |
Dividend Rate |
APY |
| Any Balance |
0.05% |
0.05% |
*$25 to open
IRA Savings Accounts
| Balance |
Dividend Rate |
APY |
| Any Balance |
0.25% |
0.25% |
Christmas Club Account
| Balance |
Dividend Rate |
APY |
| Any Balance |
0.05% |
0.05% |
Miscellaneous Share Account
| Balance |
Dividend Rate |
APY |
| Any Balance |
0.05% |
0.05% |
Money Market Account
| Balance |
Dividend Rate |
APY |
| $0 – $9,999 |
0.01% |
0.01% |
| $10,000 – $24,999 |
0.05% |
0.05% |
| $25,000 – $49,999 |
0.10% |
0.10% |
| $50,000 – $99,999 |
0.19982% |
0.20% |
| $100,000 and over |
0.24971% |
0.25% |
*Dividend rate based on average daily balance. Corresponding rate applies to entire account balance.
Share Certificates (CDs)
| Term in Months |
Dividend Rate |
APY |
| 6 |
1.2429% |
1.25% |
| 12 |
1.8345% |
1.85% |
| 24 |
2.1291% |
2.15% |
| 36 |
2.2271% |
2.25% |
| 48 |
2.2761% |
2.30% |
| 60 |
2.3251% |
2.35% |
*Minimum $500 balance. Early withdrawal fees apply.
IRA Certificates
| Term Months |
Dividend Rate |
APY |
| 12 |
1.8345% |
1.85% |
| 24 |
2.1291% |
2.15% |
| 36 |
2.2271% |
2.25% |
| 60 |
2.3251% |
2.35% |
*Fees may reduce earnings. $500 minimum investment.
*Revised 01/14/2019. Rates are subject to change.
