Loans
Personal Loans
| Type | Term | APR |
|---|---|---|
| Signature Loan | Max. 60 months | Starting at 8.99% |
| Share Secured Loan | Current dividend rate + 3% |
Auto Loans
| Type | Term | APR |
|---|---|---|
| New, Used or Refi | 0 to 36 months | Starting at 1.79% |
| 37 to 66 months | Starting at 2.49% | |
| 67 to 78 months** | Starting at 2.74% | |
| 79 to 84 months** | Starting at 4.49% |
*$20,000 minimum loan amount for terms of 72 months or more.
Mortgage Loans
*Click here to see current market home loan rates and apply online.
Commercial Loans
*Click here to contact a commercial lender and learn about commercial loan rates.
Home Equity Lines of Credit
* HELOC rates are tied to the prime rate. Click here to learn more and apply or contact us for more information.
Account Rates
Checking Accounts
| Account | Dividend Rate | APY |
|---|---|---|
| Orion Checking | 0.05% | 0.05% |
| Premium Checking | ||
| $0 – $20,000 | 2.95952% | 3.00% |
| $20,000 and over | 0.05% | 0.05% |
*Conditions must be met to qualify for 3% APY. See Checking Account Details for more information. 0.05% APY earned when conditions are not met.
Business Checking Accounts
| Account | Dividend Rate | APY |
|---|---|---|
| Orion Business Checking | 0.00% | 0.00% |
| Premium Business Checking | 0.99545% | 1.00% |
*No minimum to earn 1.00% APY. 0.00% APY on balances over $100,000 (or higher under certain conditions).
Primary Share (Savings) Accounts
| Balance | Dividend Rate | APY |
|---|---|---|
| Any Balance | 0.05% | 0.05% |
*$25 to open
Primary Business Share (Savings) Accounts
| Balance | Dividend Rate | APY |
|---|---|---|
| Any Balance | 0.05% | 0.05% |
*$25 to open
IRA Savings Accounts
| Balance | Dividend Rate | APY |
|---|---|---|
| Any Balance | 0.25% | 0.25% |
*$500 minimum investment
Christmas Club Account
| Balance | Dividend Rate | APY |
|---|---|---|
| Any Balance | 0.05% | 0.05% |
Miscellaneous Share Account
| Balance | Dividend Rate | APY |
|---|---|---|
| Any Balance | 0.05% | 0.05% |
Money Market Account
| Balance | Dividend Rate | APY |
|---|---|---|
| $0 – $9,999 | 0% | 0% |
| $10,000 – $24,999 | 0.05% | 0.05% |
| $25,000 – $49,999 | 0.10% | 0.10% |
| $50,000 – $99,999 | 0.19982% | 0.20% |
| $100,000 and over | 0.24971% | 0.25% |
*Dividend rate based on average daily balance. Corresponding rate applies to entire account balance.
Business Money Market Account
| Balance | Dividend Rate | APY |
|---|---|---|
| $0 – $9,999 | 0.00% | 0.00% |
| $10,000 – $24,999 | 0.20% | 0.20% |
| $25,000 – $49,999 | 0.30% | 0.30% |
| $50,000 – $99,999 | 0.40% | 0.40% |
| $100,000 and over | 0.50% | 0.50% |
*Dividend rate based on average daily balance. Corresponding rate applies to entire account balance.
Share Certificates (CDs)
| Term in Months | Dividend Rate | APY |
|---|---|---|
| 6 | 0.99% | 1.00% |
| 12 | 1.39% | 1.40% |
| 24 | 1.68% | 1.70% |
| 36 | 1.88% | 1.90% |
| 48 | 2.07% | 2.10% |
| 60 | 2.27% | 2.30% |
*Minimum $500 balance. Early withdrawal fees apply.
Business Certificates (CDs)
| Term in Months | Dividend Rate | APY |
|---|---|---|
| 12 | 1.39% | 1.40% |
| 24 | 1.68% | 1.70% |
| 36 | 1.88% | 1.90% |
| 48 | 2.07% | 2.10% |
| 60 | 2.27% | 2.30% |
*Minimum $500 balance. Early withdrawal fees apply.
IRA Certificates
| Term Months | Dividend Rate | APY |
|---|---|---|
| 12 | 1.39% | 1.40% |
| 24 | 1.68% | 1.70% |
| 36 | 1.88% | 1.90% |
| 60 | 2.27% | 2.30% |
*Fees may reduce earnings.
