Loans
Personal Loans
| Type |
Term |
APR |
| Signature Loan |
Max. 60 months |
Starting at 8.99% |
| Share Secured Loan |
|
Current dividend rate + 3% |
Apply
Personal Line of Credit
| Type |
Term |
APR |
| Line of Credit |
Revolving |
Starting at 8.99% |
Apply
Auto Loans
| Type |
Term |
APR |
| New, Used or Refi |
0 to 36 months |
Starting at 1.79% |
|
37 to 66 months |
Starting at 2.49% |
|
67 to 78 months** |
Starting at 2.74% |
|
79 to 84 months** |
Starting at 4.49% |
Apply
*$20,000 minimum loan amount for terms of 72 months or more.
Home Equity Loans
| Loan to Value |
Term |
APR |
|
|
As low as |
|
|
|
|
|
|
|
|
|
Apply
Recreational Vehicle Loans
| Type |
Term |
APR |
| All |
0 to 144 months |
Starting at 4.75% |
Apply
Mortgage Loans
*Click here to see current market home loan rates and apply online.
Commercial Loans
*Click here to contact a commercial lender and learn about commercial loan rates.
Home Equity Lines of Credit
* HELOC rates are tied to the prime rate. Click here to learn more and apply or contact us for more information.
Account Rates
Checking Accounts
| Account |
Dividend Rate |
APY |
| Orion Checking |
0.05% |
0.05% |
| Premium Checking |
|
|
| $0 – $30,000 |
3.9349% |
4.00% |
| $30,000 and over |
0.05% |
0.05% |
*Conditions must be met to qualify for 4% APY. See Checking Account Details for more information. 0.05% APY earned when conditions are not met.
Business Checking Accounts
| Account |
Dividend Rate |
APY |
| Orion Business Checking |
0.00% |
0.00% |
| Premium Business Checking |
0.99545% |
1.00% |
*No minimum to earn 1.00% APY. 0.00% APY on balances over $100,000 (or higher under certain conditions).
Primary Share (Savings) Accounts
| Balance |
Dividend Rate |
APY |
| Any Balance |
0.05% |
0.05% |
*$25 to open
Primary Business Share (Savings) Accounts
| Balance |
Dividend Rate |
APY |
| Any Balance |
0.05% |
0.05% |
*$25 to open
IRA Savings Accounts
| Balance |
Dividend Rate |
APY |
| Any Balance |
0.25% |
0.25% |
Christmas Club Account
| Balance |
Dividend Rate |
APY |
| Any Balance |
0.05% |
0.05% |
Miscellaneous Share Account
| Balance |
Dividend Rate |
APY |
| Any Balance |
0.05% |
0.05% |
Money Market Account
| Balance |
Dividend Rate |
APY |
| $0 – $9,999 |
0.01% |
0.01% |
| $10,000 – $24,999 |
0.05% |
0.05% |
| $25,000 – $49,999 |
0.10% |
0.10% |
| $50,000 – $99,999 |
0.19982% |
0.20% |
| $100,000 and over |
0.24971% |
0.25% |
*Dividend rate based on average daily balance. Corresponding rate applies to entire account balance.
Business Money Market Account
| Balance |
Dividend Rate |
APY |
| $0 – $9,999 |
0.01% |
0.01% |
| $10,000 – $24,999 |
0.20% |
0.20% |
| $25,000 – $49,999 |
0.30% |
0.30% |
| $50,000 – $99,999 |
0.40% |
0.40% |
| $100,000 and over |
0.50% |
0.50% |
*Dividend rate based on average daily balance. Corresponding rate applies to entire account balance.
Share Certificates (CDs)
| Term in Months |
Dividend Rate |
APY |
| 6 |
0.99% |
1.00% |
| 12 |
1.39% |
1.40% |
| 24 |
1.68% |
1.70% |
| 36 |
1.88% |
1.90% |
| 48 |
2.07% |
2.10% |
| 60 |
2.27% |
2.30% |
*Minimum $500 balance. Early withdrawal fees apply.
Business Certificates (CDs)
| Term in Months |
Dividend Rate |
APY |
| 12 |
1.39% |
1.40% |
| 24 |
1.68% |
1.70% |
| 36 |
1.88% |
1.90% |
| 48 |
2.07% |
2.10% |
| 60 |
2.27% |
2.30% |
*Minimum $500 balance. Early withdrawal fees apply.
IRA Certificates
| Term Months |
Dividend Rate |
APY |
| 12 |
1.39% |
1.40% |
| 24 |
1.68% |
1.70% |
| 36 |
1.88% |
1.90% |
| 60 |
2.27% |
2.30% |
*Fees may reduce earnings. $500 minimum investment.
*Revised 07/17/2018. Rates are subject to change.
