| Product | Fee |
|---|---|
| Orion Checking | $0 |
| Premium Checking | If requirements are met $0/mo. If requirements are not met $5/mo. |
| Checking 2.0 | $0 |
| Orion Business Checking | $0 |
| Premium Business Checking | $10/mo |
| Orion Credit Cards | Cash Advance Fee | 5% to a minimum of $10 |
| Orion Credit Cards | Card Replacement Fee | $10 |
| Orion Credit Cards | Late Fee | Up to $39 |
| Orion Credit Cards | Return Check Fee | Up to $39 |
| Orion Credit Cards | Foreign Transaction Fee | 1% |
| Service Requests | Fee |
|---|---|
| Electronic Bill Payment | $0 |
| Payment by Phone | $5/ea |
| Official (Cashier's) Check | $5/ea |
| Copy of Draft - via Online Banking | $0 |
| Copy of Draft - Other | $3 |
| Copy of Official (Cashier's) Check | $3 |
| Stop Payment (any check type) | $35 |
| Domestic Wire Transfer (outgoing) | $20 |
| Incoming Wire Transfer | $15 |
| Foreign Wire Transfer (outgoing, up to $16,000) | $65 |
| Foreign Wire Transfer (outgoing, over $16,000) | $85 |
| Check Cashing Fee (applies to members with total account balances below $100 and no loan balance, | $5 |
| Non-Orion Credit Card Cash Advance (in-branch) | $3 |
| Excess Savings Withdrawal (applies to non-automated withdrawals from Savings Accounts other than Christmas Club Account) | $0, effective 8/1/2024 |
| Christmas Club Savings Early Withdrawal For withdrawal made between Jan. 1 - Sept. 30 | $5 |
| Verification of Deposit (by 3rd party) | $10 |
| Deposit of Check in Foreign Currency | $15 |
| Account Research two hour minimum | $25/hour |
| Account Activity Printout | $1 |
| Statement Printout | $25 |
| Debit or ATM Card Replacement | $10 |
| Account Number Change | $10 |
| Loan Deferment/Extension | $25 |
| Debit/ATM Card Services | Fee |
|---|---|
| Card - standard mail to primary address | $0 |
| PIN - standard mail to primary address | $0 |
| Card - standard mail to alternate address | $10 |
| PIN - standard mail to alternate address | $10 |
| Card - rush delivery | $35 |
| PIN - rush delivery | $35 |
| ATM Usage | Fee |
|---|---|
| Withdrawals, Transfers, Balance Inquiries at Orion ATMs | $0 |
| Withdrawal, Transfers, Balance Inquiries at non-Orion ATMs | $1 |
| Deficient or Discouraged Actions | Fee |
|---|---|
| Returned item drawn on a third-party account | $15 |
| Returned item drawn on your non-Orion account | $35 |
| Unpaid item drawn on your Orion account | $35 |
| Paid item drawn on your Orion account (applies to debit/ATM overdrafts if opted into Debit Overdraft Protection | $35 |
| Overdraft Protection transfer from a linked share account | First 3/mo $0, then $5/ea |
| Negative Balance (assessed on the 15th consecutive day in which the account has a negative balance, in addition to other fees) | $20 |
| Legal order to turn over your funds or property | $75 |
| Foreign funds sent out for collection | $15 |
| Invalid Address | $5/mo |
| Mailed statements and notices (does not apply to members over the age of 65 or under 18) | $2/mo |
| Electronic Statements (e-Statements) | $0 |
| Closure of Primary Account within 6 months of opening | $10 |
| Dormant Account Fee | $10/mo |
Revised 11/30/2019
Fees subject to change at the discretion of the Board of Directors.